Ann Marie J asked: I received a collection letter for a debt to a company I have never heard of. I am afraid it is identity theft. Can I ask the collection agency to provide a copy of a signed receipt?
What recourse do I have if they don’t believe it is not mine?

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Catwoman asked: I am 105K in debt(mortgage, student loan, car and the unsecured loan) and lost my former job due to lack of work. I got a new job but I am out 15K/yr. Through much juggling, I am paying off everyone except the unsecured loan on which I am paying 30/month(they want 260/mth) and [...]

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Jo Ann LeQuang asked: Most people facing growing debt and limited resources have probably looked around for financial solutions and heard a little bit about debt consolidation. Debt consolidation is a great financial option to overcome overwhelming debt, but it is not right for everyone. But before you can figure out if it is right [...]

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Kerrie H asked: I want to apply for a home loan but I have about $10,000 in credit card debt. I want to get in on the market now, how important is it that I pay off my debt before applying for the loan?

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